Our Mortgage Solutions
Refinancing for investment
Refinance your mortgage to access capital for investment advice, consolidate debt, or secure better terms. We'll help you unlock your home equity strategically.
Reverse Mortgages (55+)
For clients aged 55 and older, a reverse mortgage can provide tax-free cash flow from your home equity without having to sell or make monthly mortgage payments.
What is refinancing a mortgage?
Refinancing is a financial strategy that allows you to consolidate debt and access the equity in your home, helping to improve cash flow for investment purposes.
Documents generally required:
- Personal T1 General and Notice of Assessment (NOA), or corporate financial statements and 12 months of company bank statements (if applicable).
- Asset verification documents, such as property tax statements, mortgage statements, and investment account statements.
What is a reverse mortgage?
Unlike a conventional mortgage that requires you to make payments that build equity in your home, a reverse mortgage offers a simple way for older homeowners to access some of their hard-earned home equity—without required monthly payments.
In order to qualify, you must:
- Be a homeowner aged 55 or older (note the older you are, the more tax-free cash you can access)
- Live in your primary residence at least 6 months of the year
- Have a home value of at least $250,000
